What Is a White Label P2P Lending Platform?

What is P2P?

Who Uses P2P Services?

Why Is P2P On-Demand?

  • The opportunity to invest your assets and gain profits (the profit on peer lending is higher than if you use bank deposits);
  • P2P lending platform monitors the fulfillment of the financial obligations (although they have no guarantee in the legal sense).
  • For the borrower, the P2P lending platform or the lending software is an opportunity to get the best lending solution taking credit history and financial obligations into consideration.

What Are the Risks?

How Is It Possible to Reduce Risks?

  • Evaluate the online service and the site in advance for its objectivity before signing a contract.
  • Carefully check potential borrowers and feedbacks.
  • Enable the option of insurance in case of non-return.
  • Risk assessment: calculate the additional costs in advance to consider whether such an investment is profitable.

Advantages and Disadvantages to Consider


  • A relatively low sum is needed to enter the site as an investor (400 USD to 600 USD).
  • The contract is executed remotely.
  • The terms of cooperation for both the lender and the borrower are more favorable than any bank can offer.

  • The website has a lack of responsibility. This disadvantage is crucial for a participant, not for the website. The investor has to protect interests in case of disputes.


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